About Us

Getting loans made simpler for entrepreneurs

Your financing partner to start, grow, and expand your business.

GroverPay is an alternative lending platform committed to support small and medium-sized enterprises (SMEs) by providing fast, accessible, and hassle-free credit. We are focused on delivering the best loan solutions to help you grow and transform your business to the next level. With cutting-edge technology, GroverPay made lending for SMEs a lot easier and faster.

Our team

Driven by a mission to keep SMEs in business, our team is composed of seasoned entrepreneurs with decades of experience in banking, investment, IT, and deep-technology. We are integrating our strengths to make a lasting impact in the Singapore SME landscape.

Naveen Kumar

Chairman and Investor

Naveen started KFC Ventures (Nityo Infotech's Corporate Venture arm) as a vehicle to invest into early stage and growth stage startups globally. He founded the Nityo group of companies way back in 2006 and has over 2 decades of experience in technology leadership. His dynamic leadership style has led Nityo into becoming one of the fastest growing Management Consulting and Technology Services companies globally. Nityo revenues are soon expected to tip the $1 billion mark with an employee strength of over 16000, present in 25 countries.

Krishan Grover

CEO and Founder

Krishan has over 30 years of experience in banking and technology working closely with banks and SMEs in South East Asia.
A certified serial entrepreneur, business advisor to a number of FinTech companies , and founder of GROVER, now part of Nityo Infotech, fastest growing IT Services Company with global presence in more than 30 countries.
Now he came together with KFC Ventures to launch GroverPay using state of the art technology and AI/ ML for meeting the financing needs of SMEs.

Shrikant Patil


Shrikant is a senior executive with 20 plus years of experience across 15 countries of Digital Transformation. He is a recognized global expert in Digital, Venture Building FinTech and Blockchain and an alumni of BCG, Accenture, IBM and Oliver Wyman.

Mitchell Goh

Strategic Advisor

Mitchell is the CEO of GetPaid, a fast-growing earned wage access provider for Southeast Asia. He has over 10 years of expertise in the employee benefits space and prior to this Mitchell was a trained and practicing social worker. The cumulation of his experiences is now driving his passion to improve financial wellbeing amongst employees which gave birth to GetPaid.

Our Partners


MatchMove is Singapore's quickest developing monetary innovation organization giving inventive venture installments arrangements. Our "banking-as-a-administration' arrangements empowers organizations to incorporate spending, sending and loaning in their applications.

TurnKey Lender

TurnKey Lender is a worldwide B2B SaaS organization that offers AI-controlled loaning computerization and choice administration arrangements and administrations in 50+ nations and then some. From beginning and endorsing, to adjusting, assortment, and detailing - the organization's product can computerize the whole loaning measure similarly just as its particular parts. TurnKey Lender upholds various credit items out of the container – both business and shopper – on the equivalent adaptable SaaS stage.

Nityo Deep Tech

We are a Singapore based Deep Tech company passionate about creating machine learning & AI startup that was founded in 2015 and is passionate about creating easy-to-use yet ground-breaking solutions using cutting-edge technology. We are firm believers in the ability of Open Source technology and data to build solutions that can be used in a variety of sectors.